Car Insurance Policy Documents

Assumptions

Your quotation is based on the following assumptions:

• You and your named driver(s) hold a Full Irish, Full UK or Full EU Driving Licence.
• You and your named driver(s) are permanently residing in the Republic of Ireland.
• You and your named driver(s) are all 25 years of age or older.
• You and your named driver(s) have not had more than one claim not greater than €5,000 or no more than 2 windscreen claims in the past 3 years.
• You and your named drivers have never been refused insurance or renewal of insurance of any kind or had special or unusual terms applied to a motor policy or had a motor insurance policy cancelled by an insurer.
• You and your named drivers have never been convicted of any motoring offence nor have never been disqualified from driving nor have a prosecution pending a court hearing.
• You and your named drivers have never been convicted of any Non-Road Traffic Act offence or have any prosecution pending a court hearing.
• The No Claim Bonus has been earned in the last 2 years while driving in Ireland or the UK and has been earned in respect of a private motor policy and not a motorcycle, moped, van or commercial vehicle.
• You can provide a copy of your original No Claims Bonus.
• Your car is registered in the Republic of Ireland in your name.
• Your car is a private car taxed on a private basis and you are the main driver of the vehicle.
• Your car's overnight location is at your address.
• Your car is valued at no more than €100,000.
• Your car has a valid NCT certificate if the vehicle is 4 years old or more.
• Your car is not left hand drive.
• Your car is not more than 10 years old.
• Your car is not a used import other than cars originally registered in the UK and Northern Ireland.
• Your car has not been modified from the standard manufacturer's specification other than in the case of a disability conversion.
• Your car will not be used for commercial travelling.
• You and your named drivers have no more than 6 penalty points on your current licence.

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