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Home Insurance

Your home is one of the biggest purchases you will ever make so good quality Home Insurance is essential. Multi Award Winning Blue insurance can protect your home whether it's buildings, contents or both. Blue Insurance is delighted to offer 2 year Home Insurance at competitive prices so no more hassle and no more having to shop around to get your premium reduced. Get a further discount if you have your car insurance with us too. So isn't it time you transformed your Home Insurance! Get a Cheap Home Insurance quote now:

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We collect personal information in order to provide you with a quote, contract of insurance (where applicable) and for marketing purposes. Futher details on this and how your data is processed can be found in our privacy policy.
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Home Insurance
*Price based on a 3 bed/1 bath semi-detached Raheny, Dublin 5 home built in 1991 with €180,000 Buildings, €30,000 Contents Cover with an approved monitored alarm, smoke detector and gas central heating, owned by a 52 year old Nurse, daytime & owner-occupier and is 6 years claim free. Price valid as of 01/12/2018 and includes €50 cashback which is applied at time of purchase. Offer available on New Business policies only and ends 23rd Dec 2018.
Home Insurance

Why Blue Insurance?

  • 20% First Time Buyer Discount
  • 15% Saving on 2 Year Policy **
  • Fire & Theft Cover
  • Storm & Flood Cover
  • Subsidence & Impact Cover
  • Water & Oil Escape
  • Malicious Damage
  • Alternative Accommodation
  • Replacement Locks
  • Contents Cover
  • Outbuilding/Shed Contents Cover
  • Contents in the Open Cover
  • Freezer Contents Cover
  • Fire Brigade Charges
  • Credit Cards Fraud
  • Title Deeds Replacement Cover
  • Accidental Damage Cover
    Standard terms, conditions and underwriting criteria apply. Property in areas prone to flooding or subsidence may be declined a quotation or cover restricted. Full details are contained in our policy document above
    **2 year policy saving based on two 1 year policies versus a 2 year policy
House Insurance

Home Insurance Explained

The right Home Insurance cover gives Homeowners, Landlords & Tenants peace of mind that their property and/or possessions may be replaced/repaired or reinstated if an unforeseen and unfortunate event occurs. Our Frequently Asked Questions will explain some of the key terms and also show what is covered on our policies. Click here to learn more. To get a quote, click the button below.

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Home Insurance Quotes

Home Renovation Incentive Scheme

The Home Renovation Incentive (HRI) scheme makes it possible for homeowners and landlords to claim tax relief on renovations, repairs and home improvements carried out on their main home or rental property. It is refunded in the form of a tax credit of 13.5% of the expenditure on repairs that qualify. The scheme has been extended to 2018 by the Government in the recent budget. Click here to learn more. For a Home Insurance Quote, click the button below.

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Home Renovation Incentive Scheme

The Home Renovation Incentive (HRI) scheme makes it possible for homeowners and landlords to claim tax relief on renovations, repairs and home improvements carried out on their main home or rental property. It is refunded in the form of a tax credit of 13.5% of the expenditure on repairs that qualify. The scheme has been extended to 2018 by the Government in the recent budget. Click here to learn more. For a Home Insurance Quote, click the button below.

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Home Insurance Quotes

Listed Building

A listed building is a structure that a planning authority considers to be of special interest from an architectural, historical, archaeological, artistic, cultural, scientific, social or technical point of view
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Assumptions

In addition to the information provided by you during your quotation, you agree to the following assumptions:

  • The premises have never suffered damage through flood nor is there a history of flood damage in the area. The premises are not within 200 meters of the coastline or a river/watercourse.
  • Neither you nor any other person residing in the property have:
    • Made a claim in the last 12 months nor
    • Nor made two claims in the last 3 years
    • Made a claim totalling more than €2,500 in the last 3 years
  • Neither you nor any other person residing in the property ever been refused insurances or had any special terms, restrictions or conditions imposed by any Insurer.
  • Neither you nor any other person residing in the property ever been cautioned for, convicted of, or charged but not yet tried for any criminal offence other than a motoring offence.
  • The property is built of brick stone or concrete and roofed with slates tiles or other incombustible materials.
  • Not more than 20% of the roof is flat or has a mineral felt covering and this portion of the roof is less than 11 years old.
  • The premises are maintained in a good state of repair and free from any signs of external or internal cracks.
  • The premises show no signs of damage which may be attributable to subsidence, heave or landslip.
  • The premises have never been monitored for subsidence heave or landslip nor has it ever been subject to a survey which mentions settlement or movement of the premises nor has it ever been underpinned.
  • The premises are fully occupied and will not be unoccupied for more than 35 consecutive days.
  • The premises will not be unoccupied for more than 60 days in any one year.
  • The premises are not used for business or commercial purposes.
  • The premises is not a Listed Building or subject to a Preservation Order.
  • It is a condition under the Policy that whenever the Premises are left unattended
    • All doors and windows are closed and fastened
    • All door locks are in full and effective operation
    • All keys are removed from locks and kept in a secure place
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Data Privacy Policy

This notice will inform you about our policies and procedures concerning the personal information about you that we collect, maintain and disclose, in connection with the insurance policies you obtain from us.


Information we may provide to others

We may disclose information about our applicants, customers and former customers, as permitted or required by law in conjunction with our normal insurance operations, such as:

  • In the processing of an insurance claim
  • In connection with a legal proceeding
  • With government agencies conducting examinations of our procedures
  • Internal database marketing

Data Protection

We collect and maintain personal information about you in order to carry out our functions as a provider of insurance products. All personal information submitted is treated with the utmost confidentiality and with appropriate levels of security.
This information is used to manage the issuance of an insurance policy, including underwriting and claims handling, and may be stored as computer records and/or paper files to assist us to complete transactions, or follow up discrepancies, complaints or queries. Details may also be submitted to regulatory authorities and auditors. Unless otherwise instructed, we may use personal data for commercial purposes.


Personal Information Restrictions

Access to the information you submit is limited to those employees who have legitimate business needs for such information with respect to the insurance policies issued. We maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your non-public personal information.

Internet Usage

Our websites do not contain any hidden codes or applications designed to obtain any kind of information about you from your computer, apart from what is required to establish a connection and transfer content between our website and your computer.

Our host servers do obtain information about the number of connections to it. This data may contain details such as your IP address, the kind of operating system you are using and the version of your internet browser. This information is used only for the purposes of analysing the traffic to the website. It does not contain any kind of data about you which may be classified as personal or private.

Our website uses 'cookies' to track visitor navigation. Cookies are small text files stored on your computer, which identify it to our website. Cookies do not contain viruses, and the cookies stored on your computer by the website do not contain any kind of personal, private or sensitive information. They are used simply to track navigation and remember data and preferences submitted by you. Cookies can be disabled on your browser, though this may hamper your ability to effectively obtain a quote and purchase a policy from our website.


Sensitive Data

Any sensitive data supplied by you in order to purchase an insurance policy, such as dates of birth or health details, will only be used for the purpose specified at the time of submitting this data.

We reserve the right to provide this information, when we are legally obliged, to official bodies such as the Police, the Courts, or other organisations investigating insurance fraud.


Call Monitoring

We may monitor and record telephone calls in order to improve our service to you and to prevent and detect fraud.

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Marketing Preferences

We will use the details you have given us to provide you with information about the products and services of the Blue Insurance Group and our affiliates/partners which may interest you. Your data will not be shared with our affiliates/partners. We will not do so if you have already told us you do not want this information, see the ‘opt-out’ phone number email address below. We may also use your information for these purposes in the event that you do not take up a policy with us at this time and also after your policy has ended, unless you ask us not to.

We may contact you with a reminder that your insurance is due to be renewed. This contact may be made by a number of communication methods in addition to traditional correspondence, see below:

How we might contact you for marketing purposes?

From time to time we may contact you using the information you have provided in relation to our products and services in any of the following ways:

  • By phone
  • By post
  • By email
  • Through digital and/ or other remote applications
  • By Text Messages
Why might we contact you?

We might contact you:

  • about an enquiry you have made;
  • with products or services offers from the Blue Insurance Group;
  • in relation to your policy or quote;
  • to ask for your feedback/views on the products and services we provide;
  • to tell you about any important changes to our website; or
  • where there is another genuine reason for doing so
How to Opt out

You can change your mind about receiving marketing information from us at any time. Each time we contact you electronically with marketing information or a marketing message, you can choose not to receive further marketing information from us to that email address or phone number. This is known as an ’opt-out’. If you want to ’opt-out’, please phone us on 0818 484 484 or email us at optout@blueinsurance.ie. Please make sure you tell us about any changes to your marketing preferences for each affected address, email address or phone number you have registered with us.

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