Here at Blue Insurance, we pride ourselves on offering competitive prices on insurance policies. When it comes to car insurance specifically however, many consumers can find it difficult to save money on their premiums. In a lot of cases, this is due to the consumer not fully understanding the process and the clever ways in which they can reduce this outlay. That’s why we’ve come up with the following list of ways in which you can save next time that renewal date rolls around.
Before you even get started, have your car valued by multiple trusted sources. This will give you an accurate depiction of the current value of your vehicle and guard you against paying the extra money that it may cost if you end up over insuring it.
Many drivers forget to mention any previous named driver experience when they’re getting a quote. A clean record of this experience(in which you made no claims and/or received no penalty points) may also help to reduce your premium for your own car further down the line.
If you are clear about your job (Accountant, Sales Manager, PR Specialist) insurers are more likely to understand what that means as opposed to the “Global Director for Logistical Adherence” and they may rate you in a lower category – which saves you money!
Promotions and Buying Online:
Car insurance companies will usually offer their existing customers incentives to purchase their other products and services. These incentives offer a great opportunity to get quick discounts on your premiums. For example here at Blue Insurance, our customers receive a further discount of €25 when they buy both home and car insurance together. Keep an eye out for deals, discounts and and online offers that may pop up around public holidays, periods of the year and key renewal periods too.
Take The Hit On A One Off Payment:
Direct debit payment options are convenient, but they usually cost you more over the long run. If you’re taking out an insurance policy, opt to pay the full amount in one go. This may not be an option for a lot of people, but it will save you money. Get yourself a 2 year policy while paying this way and you’ll have peace of mind (and pocket) for the next 24 months!
For more on great car insurance offers, visit our car insurance page. You can also make those bundle savings by getting a Home Insurance quote too! For more news, offers and content don’t forget to follow us on Facebook, Twitter and Instagram.